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During his keynote at last year’s conference, Richard Davis, the former chairman and CEO of U.S. Bancorp, likened leaders of banks to the proverbial canary in a coal mine. That is, officers and directors of financial institutions are well positioned to anticipate changes to economic conditions or regulatory expectations. To play off this idea, we put a series of statements in front of the audience to consider. Using an automated response system, we see where people stand vis-a-vis their peers, and ask a panel of industry experts to subsequently share their thoughts on these emerging issues.